About FX fees

A 2.99% FX fees will be applied to any transactions made in a different currency than the one on your default Spendesk account (i.e. EUR, USD, GBP).

The conversion rate applied is the one used by Mastercard. Be aware that the transaction date is the one displayed on your payment.

0.75% on Withdrawals

If you have a Spendesk plastic card and your account administrator authorized cash withdrawal, a 0.75% per withdrawal is applied whether you withdraw cash in a different currency or in your card's currency.

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