Whether you use a virtual or a plastic Spendesk card, each of them are prepaid Mastercard.
What does that mean for you?
- It'll work wherever the merchant accept Mastercard and prepaid type cards
- Prepaid cards work in a different way than "regular" debit or credit cards: you can only spend what you have loaded on the card.
☝️ When using a virtual card, your card will only be loaded with the amount you put when making your request. This is why we always advise to request a bit more funds (i.e. extra funds, not spent, won't be lost but sent back to your company's Spendesk account).
☝️ Your plastic prepaid card is loaded with funds by your manager. To check your plastic card balance, go to your Spendesk mobile app > My Card, or go to your Spendesk account on your computer in the "Card" tab.