What type of card does Spendesk use?
Whether you use a virtual or a plastic Spendesk card, each of them are prepaid Mastercard.
For our customers, this means that:
- Payments will work wherever Mastercard is accepted.
- Prepaid cards work in a different way than "regular" debit or credit cards: you can only spend what you have loaded on the card.
☝️ When using a virtual card, your card will only be loaded with the amount you put when making your request. We always advise to request a little bit more money than the actual request, just in case. Any leftover money will be sent back to your company's Spendesk account.
☝️ Your plastic prepaid card is loaded with funds by your manager. You can check the balance on your plastic card balance under the [Card] tab on Spendesk (mobile app and desktop.)