What type of card does Spendesk use?
Whether you use a virtual or a plastic Spendesk card, each of them are prepaid Mastercard.
For our customers, this means that:
- - Payments will work wherever Mastercard is accepted.
- - Prepaid cards work in a different way than "regular" debit or credit cards: you can only spend what is loaded on the card.
When using a virtual card, your card will only be loaded with the amount you put when making your request. We always advise to request a little bit more money than the actual request, just in case. Any leftover money will be sent back to your company's Spendesk account.
Your plastic prepaid card is loaded with funds by your manager. You can check the balance on your plastic card balance under the [Card] tab on Spendesk (mobile app and desktop.)